Disclaimer
RetirementPlanner.ca provides general educational information and estimates. It is not advice.
Not advice
Nothing on this site is financial, investment, tax, legal or insurance advice, or a recommendation to buy, sell or hold any product or to make any particular retirement decision. Your situation is unique; a qualified, licensed professional can consider it in full.
Estimates and assumptions
Calculator results depend on your inputs and simplifying assumptions described in our methodology. Projected returns, inflation and Monte Carlo ranges are illustrations, not predictions. Tax estimates use 2026 brackets and basic personal amounts only and do not include all credits; Quebec provincial tax is not modelled.
Official information
Benefit amounts and rules are set by the Government of Canada, the provinces and Retraite Québec and change over time. Figures on this site show the date or period they apply to; confirm your own entitlements with Service Canada, the CRA or Retraite Québec. We are not affiliated with any government.
Third-party links
Links to official and other sites are provided for convenience. We are not responsible for their content.